Privacy Policy

Privacy Policy

Updated March 1, 2014.

We respect your privacy, and we want you to know how we use the information you provide to us. This privacy policy (“Privacy Policy”) applies to your use of our website located at www.planner.net, as well as to all other online websites (collectively, the “Site”), blogs and interactive applications operated by Planner.net. (“The Planners Network,” “us” or “we”), collectively our “Services,” unless a different policy is provided on a particular website or application. In this Privacy Policy, we describe the information we collect, how The Planners Network uses and discloses the information, and your choices regarding our information collection practices.

Please read this Privacy Policy carefully. By visiting our Site and using our Services, you agree that your information, including your personal information, will be handled as described in this Privacy Policy and Terms of Use.

Information We Collect

We collect information from and about you, including personal information and information about your use of the Site and our Services. Specifically, we collect information: (1) directly from you, such as when you register to use our Site, request our newsletter, or participate in contests, sweepstakes, or other offers; (2) from third parties, such as when you log in through a social networking site or our Refer a Friend program; and (3) automatically, as you move through our Site, such as Site usage, browser types, IP addresses or device IDs, and other data, as discussed below.

Information We Collect Directly From You: 

We request information from you when you register for an account for our site, request other promotions, and contact us. Depending upon the particular activity, we may request the following information from you: your name, email address, zip code, gender, age range, income range, username, password for the account that you have on this site.

Information We Collect About You From Third Parties:

  • Social Networking Sites. You may log onto our Site through social networking applications, such as Facebook, Twitter, Google Hangouts, etc.. From time to time, we may add the capability to log into our Site through different social networking sites. If you log into our Services through a social networking site, we will request your name and certain basic information to uniquely identify you. We also may request certain permissions from you, which vary based on the social networking site. For information about how the particular social networking site may disclose your information, including any information you make public, please consult their privacy policy. We have no control over how a third party social networking site uses or discloses the personal information that you provide to it. We store the information that we receive from the social networking site along with other information that we collect from you or receive about you.

 

Information We Collect Automatically: 

We use cookies, web beacons, and other automated devices to collect information about you when you visit our Site. Specifically, we collect the following information about your use of our Site via these technologies: your browser type and operating system; web pages you view; links you click; your IP address; your interaction with the Site; length of time you are logged in to our Site; and websites visited before our Site. Please see the section “Use of Cookies, HTML5, Web Beacons, and Other Tracking Devices” below for more information about our use of these tracking devices. We may use the information gathered through these methods in anonymous or aggregated form to analyze ways to improve our Services. This information may be associated with your username and may be combined with other information, including personal information that we collect about you.

Location Information: 

We also may collect your location directly or via your IP address. We may combine your location information with other information that we have collected about you.

Use of Cookies,  HTML5, Web Beacons, and Other Tracking Devices

When you interact with our Services, we strive to make your experience easy and meaningful. We or our third party service providers use cookies, web beacons (including clear GIFs),  and similar technologies to track user activity and collect data about our Site, Services, and our users. As stated above, we may combine this data with the personal information we have collected from or about you.

Cookies: 

We use browser “cookies” on our Site. Cookies are a website’s way of remembering who you are. A cookie is a small text file that is stored on your computer’s hard drive or stored temporarily in your computer’s memory. There are two kinds of cookies, and we use both types of cookies on our Site: “session” cookies and “persistent” cookies. Session cookies are deleted when you close your browser. Persistent cookies remain on your computer and retain information for later use tomorrow, next month or whenever they are set to expire. We use cookies to help us to identify account holders and to optimize their experience on our Site. Also, we will use cookies to monitor and maintain information about your use of this Site.

Most Web browsers accept cookies automatically. You can delete cookies manually or set your browser to automatically delete cookies on a pre-determined schedule. If you decline to accept cookies, you may not be able to take advantage of or participate in certain features of this Site.

Other companies that place advertising on our Site also have the ability to assign their cookies to you. You can opt out of the collection of certain information about you by many online advertisers. Please see the section below entitled “Advertising” for additional information.

HTML is the software language used for building most of the sites on the internet. Some HTML5 code may allow your responses to advertising and other activities to be monitored across websites, and for such information to be stored on your computer or mobile device and accessed by others you do or have done business with. The Planners Network accesses user activity information stored through this feature of HTML5. As with cookies, other companies that place advertising on our Site may have the ability to access information using this feature of HTML5. The Planners Network does not control and is not responsible for any such access or for their use of information obtained.

Web Beacons: 

Our Web pages or e-mail messages may contain a small graphic image called a Web beacon, which is sometimes also called a “clear gif,” that allows us to monitor and collect certain information about our users, such as the type of browser requesting the Web beacon, the IP address of the computer that the Web beacon is sent to and the time the Web beacon was viewed. Web beacons can be very small or invisible to the user, but, in general, any electronic image viewed as part of a Web page or email, including HTML-based content, can act as a Web beacon. We may use Web beacons to count visitors to our Web pages or to monitor how our users navigate our Site, and we may include Web beacons in email messages in order to count how many of the messages we sent were actually opened or acted upon. We use Web beacons to compile aggregate statistics about our Site and our marketing campaigns.

Analytics: 

Each time a visitor comes to the Site, our servers collect information, including, for example, the visitor’s domain name (e.g., the website that you came from), referral data (e.g., depending on your browser, the address of the last page or series of pages you visited prior to clicking through to our Site), and browser and platform type. We also count, track and aggregate each visitor’s activity as part of our analysis of general traffic flows at our Site (e.g., tracking where traffic comes from, how traffic flows within the Site). We collect some of this data directly, and we also engage third party service providers (e.g., Google Analytics) who use the technologies described in this section, to collect this information and to assist us with our analytics.

Security of Information

The Planners Network makes all reasonable efforts to protect your information. However, no website, Internet transmission, computer system or wireless connection is completely secure. The Planners Network cannot guarantee that unauthorized access or disclosure, hacking, data loss or other breaches will not occur. Your use of the Site and our Services is at your own risk. The Planners Network urges you to take steps to keep your information safe by memorizing your password or keeping it in a safe place (separate from your account information), logging out of your account, and closing your Web browser. In addition, you should not provide your password to others. By registering for or using our Services, you are responsible for any use of the our Services accomplished through the use of your password.

We cannot and do not ensure or warrant the security of any information you transmit to The Planners Network and you do so at your own risk.

Use of Your Information

We use your information, including your personal information, to provide our Services to you and for the following purposes:

  • To communicate with you, to respond to your inquiries, and for other customer services purposes;
  • To provide information that you have requested to receive from us;
  • To tailor the content and information that we may send or display to you, and to otherwise personalize your experiences while using our Services;
  • To improve our Services;
  • For research purposes;
  • For marketing and advertising purposes; for example, we may send you emails about new features of our Site as well as about our products and services, as well as products and services of third parties, that we believe would be of interest to you;
  • To better understand how users access and use our Services, both on an aggregated and individualized basis.

 

Sharing Information

We may provide information, including your personal information (collectively, “information”), to non-affiliated and affiliated parties for a variety of purposes as described in this section and throughout this Privacy Policy.

Joint Marketing Events/Partners:

We also may partner with third parties for joint marketing events. If you participate in such as an event, including a promotion as discussed below, we may share your information with the third party.

Third parties providing services on our behalf: 

We may engage third parties to perform services in connection with the operation of our business. Examples of these services include: (a) distribution of marketing and promotional material; (b) website evaluation and analytics; (c) fulfilling magazine, newsletter or other subscriptions; (d) data collection, storage, management, analysis and, where applicable, cleansing, and (e) any other services designed to assist us in maximizing our business potential. These third parties may have access to information about visitors to our Site, including personal information, for the purpose of performing their duties and functions. Investigations and security. We may release information about you when legally required to do so, at the request of governmental authorities conducting an investigation, in response to a subpoena or other legal process, or to verify or enforce compliance with the policies governing our Site, and applicable laws. We may also disclose such user information whenever we believe disclosure is necessary to protect the rights, property or safety of The Planners Network, or any of our respective affiliates, business partners, customers or others.

Aggregate Information: 

We may disclose aggregated user statistics to third parties for a variety of purposes, including describing our services to prospective partners and other third parties, such as advertisers, and as otherwise described in this Privacy Policy. Examples of such non-personal information include the number of users who visited this Site during a specific time period or purchased a specific product through this Site.

Promotions: 

If you choose to enter a contest, sweepstakes or promotion offered by The Planners Network, your information may be disclosed to third parties for purposes of posting your entry with attribution or otherwise as permitted in the official rules for the contest, sweepstakes or promotion in question, fulfilling your prize or including your name on a winners list, or as otherwise necessary for purposes of the contest, sweepstakes or promotion. We may also require you to consent to the use of your information, such as name, voice or likeness, in advertising, promotional and marketing materials, in which case the rules will so state. In addition, we may offer promotional content, including sweepstakes and promotions, sponsored by or co-branded with a third party, who may obtain the personal information that you submit. Please refer to the rules of the particular contest, sweepstakes or promotion for additional information.

Surveys: 

The Planners Network may from time to time conduct voluntary surveys of visitors to the Site to obtain aggregate demographic information about them. Such information may be compiled and shared in the aggregate with advertisers and other third parties.

Business Transfers: 

If we are acquired by or merged with another company, if substantially all of our assets are transferred to another company, we may transfer the information we have collected from you to the acquiring company.

User Generated Content

Certain portions of our Services permit registered users to post content, including, for example, commenting on an article, posting a picture, etc. Any information that you post to our Services may be viewable by other visitors to our Services. We are not responsible for the privacy of your submissions, or for the accuracy of any information contained in those submissions. Any information that you disclose becomes public information. We cannot prevent such information from being used in a manner that may violate this Policy, the law or your personal privacy.

Advertising

We use third parties such as network advertisers to serve advertisements on our Site. Network advertisers are third parties that display advertisements based on your visits to our Site and other websites you have visited. This enables us and these third parties to target advertisements to you for products and services in which you might be interested. Third party ad network providers, advertisers, sponsors and/or traffic measurement services may use cookies, JavaScript, web beacons (including clear GIFs), Flash LSOs and other technologies to measure the effectiveness of their ads and to personalize advertising content to you. These third party cookies and other technologies are governed by each third party’s specific privacy policy, not this one. We may provide these third-party advertisers with information about your usage of our Site and our Services on an aggregated basis.

Minor’s Privacy

Protecting the privacy of children is important to us. We do not collect or maintain information from those we actually know are under 18, and no part of our Services is structured to attract anyone under 18. If you are under the age of 13, you are not permitted to use our Services. If you are aware of anyone under the age of 13 using our Site, please notify us. Upon confirmation, we will terminate any account that user may have, and we will eliminate any personal information we may have obtained from that user.

Other Sites and Services

The Planners Network may contain links to, or advertisements about, non-The Planners Network websites. Other sites may also reference, advertise or link to the Site. The Planners Network does not endorse or sponsor other websites, is not responsible for their privacy practices or content, expressly disclaims any statements or assertions made on such websites, and denies all liability associated with your use of, and the content on, such other websites and advertisements. Please be advised that the practices described in this Privacy Policy do not apply to information gathered through other websites. We encourage you to be aware of when you leave our Services and to read the privacy policies of each website that you use.

Consent to Processing in the United States

Our Services are operated in the United States. By providing any information to The Planners Network, all users, including, without limitation, users in the member states of the European Union, Canada or elsewhere outside of the United States, fully understand and consent to this Privacy Policy. By using our Site, participating in any of our services and/or providing us with your information, you consent to the collection, transfer, storage and processing of your information to and in the United States. In addition, you waive any restrictions on such collection, transfer or storage of your information imposed by the laws of any country other than the United States.

Revisions to Privacy Policy

We reserve the right, in our sole discretion, to modify, update, add to, discontinue, remove or otherwise change any portion of this Privacy Policy, in whole or in part, at any time. When we amend this Privacy Policy, we will revise the “Updated” date located at the top of this Privacy Policy. For changes to this Privacy Policy that we consider to be material, we will place a notice on the The Planners Network website located at www.planner.net by revising the link to read as “Updated Privacy Policy” for a reasonable amount of time. By providing information to us or using our Services in any way after this Privacy Policy has been revised, you consent and agree to the revised Privacy Policy. The most current version of this Privacy Policy will be available on the Site and will supersede all previous versions of this Privacy Policy.

Choice of Law

This Privacy Policy, including all revisions and amendments thereto, and any disputes arising from or relating to this Privacy Policy or your use of our Services, is governed by the laws of the State of Colorado, without regard to any conflict or choice of law principles that would require application of the laws of another jurisdiction.